By Omar Kaywan, Co-Founder and Chief Growth Officer at Goose Insurance
Many older Americans are already gearing up for travel – and cruises continue to be a popular with seniors. But although COVID restrictions continue to be lifted, there are other considerations, and without proper preparation, a trip to the doctor could cost an arm and a leg. Here are a few tips on how to protect yourself and your trip.
Pack extra medication
If you take medication, pack extra doses. That way, if your trip is delayed, you won’t need to find a pharmacy or doctor that is out-of-network. Consider bringing extra over-the-counter medication, too, to avoid paying extra for something you have sitting at home.
Protect your trip
The most important thing you can do to protect your budget trip from turning into an expensive nightmare is to buy travel insurance. Travel insurance can protect you if your flight is cancelled or delayed by helping you get another flight (or ensuring you get a refund). However, not all travel insurance is created equal, and it’s important to get the kind you need. Ask travel insurance agents questions about what would be best for your specific trip. If you have pre-existing medical conditions, make sure your policy will cover you, as most have limitations and exclusions.
Related: Tips for Traveling Smart This Summer
Don’t sweat medical expenses
Travel medical insurance (different from travel insurance) is also smart. If you head to a different city, state, or out of the country, your health insurance might not travel with you – meaning a trip to a doctor in another location could cost thousands.
These few simple steps can save you time, money, and ensure peace of mind on your next trip. Plan ahead, and then sit back and enjoy the ride!