By Omar Kaywan, Co-Founder and Chief Growth Officer at Goose Insurance
It may still be early in 2023, but many older Americans are already gearing up for travel. Cruises continue to be a popular form of travel for the older demographic, and more Americans plan to travel this spring. But although COVID restrictions continue to be lifted around the world, there are other health considerations when cruising, and without proper preparation, a trip to the doctor could cost an arm and a leg. Here are a few tips on how to protect yourself and your trip so illness or a missed flight doesn’t ruin your vacation.
Pack extra medication
If you take daily medication that is important to your health, pack extra doses. That way, if your trip is delayed, you won’t need to find a pharmacy or doctor that is out-of-network. Consider bringing extra over-the-counter medication, too, to avoid paying extra for something you have sitting at home.
Protect your trip
The most important thing you can do to protect your budget trip from turning into an expensive nightmare is to buy travel insurance. If you’re flying into the state the ship is departing from, this can add an extra layer of stress. Travel insurance can help protect you if your flight is cancelled or delayed by helping you get another flight or ensuring you get a refund for your flight and your cruise. If you miss your flight without travel insurance, the cruise ship won’t be waiting for you to arrive, and you could miss out on the whole trip.
Make sure you get the right kind of insurance
Not all travel insurance is created equal, and it’s important to know you’re getting the kind you need. Ask travel insurance agents questions about what would be best for your specific trip, where you’re going, how long you’re going for, and even what you plan to do. If you have pre-existing medical conditions, make sure you buy a policy that will cover you, as most policies have limitations and exclusions. Goose Travel Insurance has licensed agents in the US that can answer all your travel insurance questions and help you find the best plan for you.
Don’t sweat medical expenses
Travel medical insurance (different from travel insurance) is also smart. If you head to a different city, state, or out of the country, your health insurance might not travel with you – meaning a trip to a doctor in another location could cost thousands. Travel medical insurance can ensure you’re covered whether you come down with an illness and need medication, or if you’re rushed to the ER with a broken bone.
The Takeaways
These few simple steps can save you time, money, and ensure peace of mind on your next trip. Plan ahead, and then sit back and enjoy the ride!
