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Advice from Ms. Price
Dear Ms. Price,
I am a professional working woman with a great job that I love with a good salary. On paper, I should be able to pay my bills, have some fun and even save money at the month’s end. However, that is not the case for me. I have debt that is growing so fast, it’s overwhelming, and I can’t get control of my spending. I’m embarrassed that I have allowed this to get so out of control. What should I do?
–Drowning in Debt
Dear “Drowning,”
Congratulations, because admitting you had a problem is the first step. We all need to live a financially healthy life, and burying your head in the sand doesn’t help.
You didn’t mention if this is a new behavior or one that has been common throughout your life. This is an important distinction because overspending is a form of self-soothing and is common during times of stress or loss. If this sounds like it applies to you, I would suggest seeing a therapist or contacting Debtors Anonymous. This remarkable 12-step support group can give you the tools you need to recover your financial health.
If you do not seek counseling, I would strongly suggest meeting with a financial counselor, someone who can help you create a budget and a solid plan to get out of debt and will help you save for the future.
Remember, you deserve to be healthy in every way, including financially. If we don’t take care of our money, it can’t take care of us.
Dear Ms. Price,
My brother died about a year ago. It was a devastating loss, as he was only in his forties. My sister-in-law’s wife was very devoted to him throughout his illness, never leaving his side.
About a month ago, my sister-in-law started seeing someone from our church. He’s a new member, very friendly, and they seem to be doing well.
My brothers and sisters are all furious with her for seeing someone new so soon. I disagree with them and have told them I support her decision to move on with her life. They’re angry with me because I am talking to her and giving her my support. Am I wrong to support my sister-in-law? What do I say to my brothers and sisters? I need advice.
–Stuck in the Middle
Dear Stuck,
First of all, I am so sorry for your loss. It isn’t easy to lose a loved one, especially so young.
We all deal with grief in different ways. While I can empathize with your siblings, if your sister-in-law wants to socialize with people, it is none of their concern, and you are right to offer your support.
Regarding your relationship with your siblings, it is none of their business that you have chosen to support your sister-in-law. If you feel you can discuss it with them, then do so. However, I would make it clear that you have made your decision and that you won’t be put in the middle. You aren’t responsible for their reactions. My advice is to decide what is right for you.
