Social security celebrates Hispanic Heritage Month

The term “familia” is important in Hispanic culture and Social Security celebrates Hispanic Heritage Month (Sept. 15 to Oct. 15) by helping build a secure
future for you, your family, and your future family. Learn more by visiting

Hispanics make up our nation’s largest ethnic minority group with a population of 56.6 million, according to 2015 statistics from the U.S. Census Bureau.
Social Security provides retirement, disability, and other benefits to 61 million people, including nearly 3.5 million Hispanics, who have contributed to the
Social Security system through their payroll taxes. Social Security also provides a safety net to the families of American workers who have died or become unable
to work due to grave impairments.

If Spanish is your primary language, you can visit, our Spanish-language website. It provides hundreds of pages of important information
about how to get a Social Security card, plan for retirement, apply for benefits, and manage your benefits once you’re receiving them. Many of our offices
have staff who speak Spanish, or you can call 1-800- 772-1213 from 7 a.m. to 7 p.m. weekdays and select the option for Spanish.


Are you familiar with the lingo used to describe Social Security benefits, or does it sound like a new vocabulary to you?

If a technical term or acronym (an abbreviation of the first letters of words in a phrase) that you don’t know slips into the conversation or appears in written
material, you can easily find the meaning in our online glossary at

Social Security acronyms function as verbal shorthand in our financial planning conversations. Those nearing retirement will want to know what PIA (primary
insurance amount), FRA (full retirement age), and DRCs (delayed retirement credits) mean. These terms involve your benefit amount based on when you decide to take it.

Once you receive benefits, you get a COLA most years. But don’t expect a refreshing drink — COLA stands for Cost of Living Adjustment.

Knowing some of these terms can help you fine tune your conversations about Social Security and deepen your understanding of how Social Security
works for you.

Discover more at


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